Sinking Funds: Why You Need Them and How to Get Started
How many times a year do you plan on putting some cash in your savings account, but you get hit with a bill that seems to pop out of nowhere? Or how often do you find yourself scrambling to find a way to pay for a large, but predictable expense like new car tires? My […]
Why I Didn’t Have an Emergency Fund Until I Was 39
I don’t need an emergency fund. This was me for the majority of my adult life. The thought of saving up all of that money “just in case I needed it” wasn’t very appealing. Thankfully, I was lucky enough to have never found myself in need of an emergency fund. It wasn’t until I was […]
Mindful Spending: What it is and Why It’s a Game-Changer
Have you made a conscious effort to spend less only to find yourself back in your old money habits a few months later? This happened to me all of the time when I first started trying to cut back on my spending. I would mindlessly set a budget for what I thought I should be […]
Ease Your Fear of Spending Money with These Simple Tools
Are there times you feel anxious or fearful when you spend money? For me, it creeps up on both small and large purchases. Should I buy that new dress? Am I saving enough money? Is there a better way to spend my money? Will I be a bad personal finance blogger if I splurge? I […]
Take Control of Your Money: What Does it Mean and How to Get Started
I like to say that my life changed when I took control of my money. And, more importantly, I want Cash for Tacos to help you take control of your own money and change your life as well. So what does it mean to take control of your finances? In short, it’s when you know […]
9 Tips to Help You Increase Your Money Confidence
Making money decisions, and feeling confident about them, is no easy task. The decisions we make for our money can have long term effects on our financial well-being. And that can be a terrifying realization. Decisions like: How much mortgage can I afford? Is this the best price I can get on airfare? How much […]
How a Shift in Debt Mindset Can Spark a Financial Transformation
Debt has been a part of my life since college. It started as something I accepted as a normal part of being an adult. Debt was simply what happened when I made a big purchase. And as long as I thought I could pay back the loan, I didn’t think twice about financing my larger […]
Being Good With Money is More Than Simply Spending Less – Insights from Tracking 3 Years of Spending
For years, I have struggled to change my spending habits. I tried many times to fill those savings buckets. Cutting back on things I had grown to enjoy was always a challenge. But in 2017, something finally clicked. I suddenly felt this strong urge to take control of my money and, in turn, my life. […]
6 Reasons Tracking Expenses Will Improve Your Finances
Tracking your expenses is the foundation you need to take control of your finances. It’s the building block for creating those smart money habits you are dreaming of. But, unfortunately, many of us don’t want to know where our money is going nor are we interested in spending the time logging in all of our […]
How to Take Control of Your Money and Your Life: The Taco Method
Are you confused by where your money goes each month? Does deciding the best use of your money stress you out? I know I have felt this way, and I’m betting most of you have too. These feelings of confusion and worry don’t just pop up when dealing with finances, either. We can ask ourselves […]
Six Tips To Manage Your Money Better
Adulting sucks. Unfortunately, sooner or later shit is going to hit the fan. So when it does, the big question is: can your finances weather the storm? Hopefully you’ve adopted a few good financial habits so the storm blows over, causing only a minor disturbance. But, if you are on the other end of the […]