Sinking Funds: Why You Need Them and How to Get Started
How many times a year do you plan on putting some cash in your savings account, but you get hit with a bill that seems to pop out of nowhere? Or how often do you find yourself scrambling to find a way to pay for a large, but predictable expense like new car tires? My […]
How We Budget as an Unmarried Couple Living Together
Are you looking to start budgeting with your live-in partner, but don’t know where to start? Budgeting as an unmarried couple can be confusing. Your money is likely completely separate, so it can be unclear as to how to create a budget together. Figuring out how to work together on a budget was something that […]
Do You Need a Budget? 12 Reasons Why Budgeting is Important
Budgeting changed my life. And I know it can do the same for others. But if you’ve never budgeted before, you may be struggling to understand what makes budgeting so powerful. And you may be asking yourself “Why is budgeting important?” Budgeting is the tool you need to take control of your finances. With a […]
Needs vs Wants: How to Overcome This Common Budgeting Struggle
Are you struggling to figure out how to fit both your needs and your wants into your budget? Balancing your needs and wants in your budget is no easy task. We have bills to pay, savings goals, and fun things we want to do. And we often find ourselves staring at our budget wondering how […]
9 Reasons My YNAB Love Affair Is Worth the Money
You’ve likely heard about how YNAB has changed the lives of so many others. But you may be struggling with the idea of paying for a budgeting tool when you are trying to stop spending money.
The Massive List of Budget Categories You Need for Budgeting Success
Want to set yourself up for budgeting success? Then making sure that your budget includes all of your expenses is essential. Sure, it’s easy to just add up all of your monthly bills. But what about those pesky non-monthly bills, savings goals, and the unexpected bills? These can seem to just pop up without warning, […]
Start Meeting Your Money Goals with a Yearly Budget Plan
What if you could set yourself up to meet all of your financial needs and wants for the entire year? When people think of budgeting, they typically think of a monthly budget. And while the monthly budget is a useful tool for many, over the years I realized there was something missing from it. I […]
How to Bounce Back After a Spending Spree
Are you struggling to get back on your budget after a period of overspending? Have you ever had a “bad” budgeting month where your spending didn’t align with your budget? You are not alone. But that doesn’t mean you’re a budgeting failure or that you’re bad with money. All it means is that you had […]
Don’t Let Those Pesky Non-Monthly Bills Ruin Your Budget – Know Your True Monthly Expenses
Want to set yourself up for budgeting success? Then knowing your true monthly living expenses is essential. Our monthly expenses go beyond our monthly bills. But so often when we begin budgeting, we forget about the expenses that we don’t pay for each month. Forgetting these can easily throw off our budget, leading us to […]
Which Personal Budgeting Method is Best For You
Congratulations! You’ve taken a huge step in your personal finance journey by trying to find the best personal budgeting method for you. And I’m so excited to help you. There are many different reasons why you may be looking to start budgeting. Maybe you’re tired of your money flowing in and out of your life […]
How to Budget When You Hate Budgeting
Damn you, budget! Yes, I’ve spoken those words. And not just once. Many times over the years. My relationship with my budget isn’t always easy. Sometimes I hate my budget. There are times I’ve felt like a failure when I go over my budget. Or times where my budget feels like it’s holding me back […]
How to Save Money From Your Monthly Salary – A 5-Step Money Plan
Do you want to start saving money but your current lifestyle is eating up your entire salary each month? Maybe you want to build up an emergency fund so that you can relax a bit knowing you can survive a financial hardship or unexpected expense. Maybe you want to save money for a large expense […]